Coverage Options
Choose the coverage and limits that fit your vehicle, budget, and protection needs.
Get a Free QuoteStarting Plans
These three categories make it easier to choose a starting point. Your final coverage can be adjusted item by item.
Broad protection that includes liability, injury coverage, and coverage for damage to your own vehicle.
Broad liability and injury protection without coverage for damage to your own vehicle.
The minimum liability coverage required to keep and drive a registered vehicle in Korea.
Coverage Details
대인배상 I
Required coverage for injuries or death caused to another person in an accident.
대인배상 II
Pays the other person’s bodily injury losses, including medical expenses, beyond the Bodily Injury I limit, with no maximum limit per person.
대물배상
Covers damage caused to another vehicle or other property. You can select the coverage limit.
자기신체사고
Provides basic compensation for injuries to the insured driver and covered passengers.
자동차상해
Provides broader injury protection for the insured driver and covered passengers.
무보험자동차에 의한 상해
Provides protection when you or covered passengers are injured by an uninsured or unidentified vehicle.
자기차량손해
When another driver is responsible for the accident, their insurer pays for repairs based on their share of fault. When you are fully or partly responsible, Own Vehicle Damage covers repairs to your own vehicle, with the deductible applied.
긴급출동
Provides 24-hour help for common vehicle problems such as battery, tire, lockout, emergency recovery, towing, and basic vehicle inspection.
Learn About 24/7 English Support →Adjust Your Premium
Lowering the coverage limit for each item reduces your premium, as long as the legally required minimum coverage is maintained.
Driver Coverage
You can choose a driver range based on who will use the vehicle. A more limited driver range can lower the premium.
Contact us whenever you need to add a driver or change the driver range during the policy period.
Need Help Choosing?
We’ll explain the available options and help you build coverage that fits your needs.
