Privacy Policy

1. Personal Information We Collect

We collect information that you provide when requesting a quote, purchasing insurance, or asking for policy, roadside, or accident assistance.

• • Name and nationality
• • Phone number and email address
• • Date of birth when required for a quote
• • Residence Card status or USFK affiliation information
• • Vehicle make, model, year, and acquisition information
• • Previous insurance history
• • Questions and comments submitted through the website

When necessary to complete an insurance application, you may also provide documents such as a passport copy, vehicle documents, an import declaration certificate, vehicle photos, and previous insurance certificates.

2. How We Use Personal Information

Personal information may be used for the following purposes:

• • Preparing and comparing insurance quotes
• • Processing insurance applications
• • Confirming eligibility for insurance discounts
• • Communicating about quotes, policies, and renewals
• • Assisting with policy changes, cancellations, and refunds
• • Providing roadside and accident assistance
• • Responding to customer questions and requests
• • Maintaining website security and service records

3. Sharing Information With Insurance Companies

Information necessary to prepare a quote or complete an insurance application may be provided to the Korean insurance companies involved in your request.

These companies may include Samsung Fire & Marine, Hyundai Marine & Fire, DB Insurance, Meritz Fire & Marine, and KB Insurance.

We only provide the information needed for the requested quote, application, policy service, accident claim, or roadside service. We do not sell personal information.

4. Service Providers

We may use service providers to host the website, store quote requests, deliver email notifications, maintain security, and operate the service.

These providers may process information only as necessary to perform services for Choice Insurance Korea.

5. Retention and Deletion

We retain personal information only for as long as necessary to provide quotes, arrange insurance policies, support customers, resolve accidents or claims, and meet legal or regulatory obligations.

When personal information is no longer required, it is securely deleted or destroyed unless continued retention is required by law.

6. Security

We use reasonable administrative and technical safeguards to protect personal information from unauthorized access, loss, alteration, disclosure, or misuse.

Access to customer information is limited to people and service providers who need it to perform insurance-related services.

7. Your Privacy Rights

You may contact us to request access to, correction of, deletion of, or restriction of the personal information we hold about you.

You may also withdraw a request or consent where permitted. Some information may need to be retained when required by law or necessary to complete an existing insurance or claim process.

8. Cookies and Technical Information

The website may automatically generate technical information such as an IP address, browser type, access time, and service logs for security, troubleshooting, and website operation.

Essential cookies may be used when necessary for website functionality and security.

9. Changes to This Privacy Policy

This Privacy Policy may be updated when our services, data practices, or legal requirements change. The latest version and update date will be published on this page.