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Car Insurance in Korea, Made Simple for Foreigners

We compare quotes from major Korean insurance companies to help you find an option that fits your needs. You can also customize your coverage with clear English support.

We Work With Major Insurance Companies in Korea

Compare leading insurance companies and find an option that fits your situation, coverage needs, and budget.

Samsung Fire & Marine logo
Hyundai Marine & Fire logo
DB Insurance logo
Meritz Fire & Marine logo
KB Insurance logo

24/7 English Assistance

Need Roadside or Accident Help?

Call us for English assistance when you need help with a roadside problem or accident.

Call 1800-2886
HISTORY

Overseas Insurance History

Have Auto Insurance History From Another Country?

Korean insurers do not automatically apply overseas insurance history. Without supporting documents, you may be treated as having no recognized prior history and pay a higher premium. We’ll tell you exactly which documents to submit and handle the process to help lower your premium.

Learn About Foreign Insurance History

English Support

Support Beyond the Quote

We help make car insurance in Korea easier to understand before, during, and after you purchase your policy.

24/7

24/7 English Assistance

Get English assistance when you need help with a roadside problem or accident.

FAST

Fast and Simple Quote Requests

Send us your basic information first. We’ll let you know if we need anything else.

CHANGE

Fast and Easy Policy Changes

Need to add or remove a driver, change your coverage, or update policy details? Contact us, and we’ll take care of it right away.

SWITCH

Help Switching Insurance Companies

We can help you compare available options and guide you through changing insurers when appropriate.

REFUND

Cancellation and Refund Assistance

We’ve made policy cancellation and refund requests simple and straightforward. Contact us, and we’ll handle the process for you.

Simple Process

How It Works

From requesting a quote to receiving your insurance certificate, we guide you through every step.

01

Request a Quote

Send us the information needed for your quote. Your information will be handled securely and deleted when it is no longer needed, as required by law.

02

Price Comparison

We compare quotes from major Korean insurance companies based on your information.

03

Review Your Options

We explain the premiums, coverage options and possible discounts.

04

Choose Your Insurance

Select the option that fits your needs. We will not proceed until you have made your selection, and your policy will be finalized based only on the coverage and options you choose.

05

Make Your Payment

Pay by credit or debit card, including eligible foreign cards, or transfer the premium to the bank account we provide.

06

Receive Your Insurance Certificate

Once your payment is confirmed, we send your insurance certificate immediately by email and to your mobile device.

Why Choice Insurance Korea

Car Insurance Support for Foreigners

We make it easier to compare, understand, purchase, and manage your car insurance in Korea.

FOREIGNERS

Focused on Foreign Drivers

We help foreigners understand and arrange car insurance in Korea without struggling through Korean-only explanations.

COMPARE

Quotes From Major Korean Insurers

We compare available quotes from major Korean insurance companies based on your situation and coverage needs.

CLEAR

Clear English Explanations

We explain premiums, coverage, deductibles, discounts, and required documents in clear and simple English.

SUPPORT

Help After You Purchase

Our support continues with accidents, roadside problems, policy changes, cancellations, refunds, and renewals.

Helpful Information

Car Insurance Guides for Foreigners

English guides about auto insurance, accidents, roadside assistance, and driving in Korea.

View All Guides

Frequently Asked Questions

Common Questions About Auto Insurance in Korea

Can foreigners get car insurance in Korea?

Yes. The process and required information depend on whether you have a Korean Residence Card or are affiliated with USFK without one.

What if I am affiliated with USFK and also have a Residence Card?

Choose the Residence Card option. Residence Card holders follow that quote process even if they are also affiliated with USFK.

Can my overseas auto insurance history be recognized?

Overseas insurance history is not applied automatically. You can submit supporting documents for review, and recognition requirements vary by insurer.

Can I customize my coverage?

Yes. Lowering the coverage limit for each item reduces your premium, as long as the legally required minimum coverage is maintained.

Do I need insurance if I am not using my car?

Yes. In Korea, you must keep a registered vehicle insured even when you are not driving it. The insurance requirement continues unless the vehicle is deregistered.

Can I change the driver coverage during the policy period?

Yes. Contact us if you need to add or remove a driver or change the permitted driver range. We can help you make the change at any time during the policy period.

What happens if I cancel my policy before it expires?

You will receive a refund for the unused portion of the policy. If you paid by bank transfer, the refund is sent to your bank account. If you paid by card, part of the original card payment is canceled or credited back to the same card.

Do I need to visit your office in person?

No. The entire process can be completed by phone and email, including submitting information, reviewing quotes, sending documents, making payment, and receiving your insurance certificate.

Will I receive a notice before my insurance expires?

Insurance companies usually send an expiration notice about one month before the policy ends, but these messages are in Korean. We also send you a separate renewal reminder so you do not miss the expiration date.

Can I pay with a foreign credit or debit card?

Yes. Foreign-issued credit or debit cards can also be used. You may also pay by transferring the premium to the bank account we provide.

Do you provide help after I purchase the policy?

Yes. We provide English assistance with accidents, roadside problems, driver and coverage changes, cancellations, refunds, and renewals.

Still have a question about your situation?

Contact Us

Coverage changes, refunds, payment methods, accepted documents, renewal notices, and processing times vary by insurer, policy terms, and individual circumstances.

Ready to Get Started?

Get a Car Insurance Quote in Korea

Tell us about yourself and your vehicle. We’ll compare available quotes and explain your options.

The quote request begins by choosing whether you have a Residence Card or are affiliated with USFK without one.

Call 1800-2886Get a Free Quote